Category: Auto Insurance

New Distracted Driving Law will have a Huge Impact on YOU!

Effective January 1, 2019 Drivers with A to G licences: If you have an A, B, C, D, E, F and/or G licence, starting January 1, 2019 you’ll face: For your first conviction: a fine of up to $1,000 three demerit points a three-day day driver’s licence suspension For your second conviction within 5 years:… Read more »

21 Important Key Terms in Your Policy That You Should Understand

  While insurance brokers are more than happy to explain the details of your policy to you, it’s best that you also do your research. Making sense of your policy can be daunting, mainly if you can’t make sense of all the industry terms and jargon. By understanding key terms in your policy, you’re also… Read more »

How Your CVOR Record Can Impact Your Insurance

If you live in Ontario and operate heavy commercial vehicles, then you already know the necessary evil that is called the CVOR. CVOR stands for Commercial Vehicle Operator’s Registration. Its role is to strictly monitor the on-road safety performance of all heavy commercial vehicle operators in Ontario. Basically, the CVOR gives you the permit to… Read more »

Ontario is Reviewing Postal Codes as Factors in Deciding Your Premiums

There must be an election on the horizon. There seems to be a renewed effort by politicians to remove the part of the auto insurance premium factor based on where you live. It is an interesting idea however it has been studied before. Essentially, it is a zero sum exercise; when you decrease some people’s… Read more »