Month: January 2012

Guaranteed Building Replacement Endorsement

I continue to encounter situations whereby the Limit of coverage for a house is severely underinsured. I want to help explain the problem, how it came about and how you should fix it. Home Insurance Typically, you will find a Guaranteed Replacement Cost Endorsement on your Comprehensive Homeowners’ policy. When everyone purchases a policy, the… Read more »

Auto Accident Benefits Changes

The Ontario Government has made significant changes to your Auto Policy when it comes to Accident Benefits. On or after September 1, 2010, when your policy renews, your policy will automatically revert to the new, lower, accident benefits coverage. Up until now, approximately 97% of Ontarians opted for the standard otherwise know as basic benefits…. Read more »